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(NewsUSA) - Water damage is the second most common reason for homeowners to file claims with their insurance companies; only home fires are associated with more damage and more claims. Water damage can stem from a variety of sources, including leaking water heaters, ruptured washing machine hoses, leaky pipes and failed plumbing systems. These leaks can cause flooding that can stain ceilings, warp floors and destroy personal property anywhere in the home.
Another consequence of leaks and water damage: mold. Indoor mold is an additional source of damage that, according to the Insurance Information Institute, costs the average $3,000 to $4,000; while water damage combined with mold yields homeowner insurance claims ranging from $15,000 to $30,000.
Mold can damage walls, stain ceilings, ruin carpeting and damage home ventilation systems.
Mold also has the potential to damage personal items, including personal electronics, clothing with sentimental value (such as a wedding dress) and fine art.
Not only is mold almost impossible to remove, it contributes to poor air quality in the home, which can cause health problems for homeowners with allergies or asthma. Even non-allergic individuals may experience skin and eye irritation or respiratory problems in moldy environments. Although visible mold can be cleaned from walls, and moldy rugs can be replaced, homeowners with mold problems must consider how to reduce or control the moisture content in the home.
An automatic water shut-off system can help stop mold before it starts by identifying leaks before they lead to major water damage. One example of such a system, FloLogic, acts as a circuit breaker for home plumbing. The System shuts off the water when it detects a leak, whether it is a pinhole leak, running faucet or malfunctioning appliance causing a flood. The FloLogic System automatically shuts off the water and alerts the homeowner with an alarm so the leak can be identified and repaired as soon as possible, limiting the water damage.
Homeowners who install and use a system such as FloLogic may be able to avoid the costly insurance claims associated with water damage. Some homeowners' insurance companies recognize the benefits of such systems and may offer discounts to homeowners who install devices to protect against water damage.
Visit www.flologic.com for more details about how the FloLogic System works.
(NewsUSA) - Movies have always fascinated Americans. They are a way to escape reality (if only for a couple of hours), a place to stay cool on hot summer days, a typically pure, unadulterated enjoyment.
Cinemas are now capitalizing on this from of entertainment by boasting reserved seating, fancier food than your standard popcorn and soda, and best of all, adult beverages -- all for a high-end price.
The rise of "dine-in" theaters aims to put the traditional dinner-and-a-movie all in the same place, instead of making people rush from one venue to another.
"It's a way for theater owners to capture that revenue and keep it there instead of seeing it go down the mall," Patrick Corcoran, vice president and chief communications officer for the National Association of Theatre Owners, told USA Today in an interview.
However, even with all the bells and whistles that are part and parcel of many movie theaters, there are still things you may want to bring to make your experience that much more pleasurable, as well as do's and don'ts to attending your favorite flick.
Do Bring an Extra Sweater
Movie theaters tend to get cold (which is why they're a great place to go in the summer), so bringing a long-sleeve shirt, or light sweater or jacket, is never a bad idea. You can also forego it if the theater temperature suits you.
Silence Your Phone
Out of respect to those around you, don't forget to turn your phone to vibrate, or better yet, turn it off completely. This way, you won't be tempted to see if anyone has texted you.
Don't Start a Conversation
While people have their thoughts on any given movie or scene, or want to opine with their date about whodunit, keep the chit-chat to a minimum. Even over the superior sound systems used in movie theaters today, voices still carry.
If you are a smokeless tobacco user, you might want to consider purchasing a portable spittoon. Look at it this way: taking a bottle or cup to a luxury theater is not a viable option (especially if it's a first date). But portable spittoons, such as those created by FLASR (OTCQB:FLSR), are discreet and, according to Everett Dickson, CEO of FLASR, "allows users to enjoy smokeless tobacco in public unobtrusively, without unwanted attention." To this end, the company's new 4-ounce pocket spittoon lets users open and shut it with just one hand. And FLASR's original tobacco flask has an advanced closing mechanism, ensuring that it stays closed when not in use, eliminating the possibility of spills and leaks.
For more information, visit www.flasr.com. Market listing: FLASR (OTCQB: FLSR).